Blog
Caught Off Guard
You’re not alone, things catch me off guard, too! This week, I faced something I hadn’t given much thought to for years. My incredibly reliable car, which I maintain regularly, displayed the engine light and VSC light. Hmmm, yikes, I haven’t planned on a new car purchase, now what? The good news is that ignition […]
Spring Ahead
It’s that time of year again, except for Arizona (except the Navajo Nation) and Hawaii; Daylight Saving Time (DST) is in effect for 48 states in the USA (aka, we spring ahead one hour!) Daylight Saving Time originated in 1918 as a WWI-era measure to conserve fuel and energy by maximizing evening sunlight, officially established […]
Inherited IRA’s
Inherited IRAs have been in the news of late. Whether you are planning to leave your IRA to someone or you receive someone’s IRA, planning includes understanding the legislative rules that will apply. The Secure Act of 2019 mandated that certain heirs must withdraw all money from an inherited IRA within 10 years of the original account […]
Your Digital Life
Keeping up with your digital life is crazy enough. What happens to your digital life after you’re gone is something to prepare for while you’re still living. Some social media accounts now provide the ability to name a “legacy contact” for their platform. PC Magazine provided information on their site, which I’m sharing today. Password […]
American Heart Month
February is American Heart Month. First proclaimed in 1964 by President Lyndon B. Johnson, American Heart Month began as a national call to take charge of your heart health—a mission that continues today. Heart disease is a leading cause of death in the United States for both men and women. But you can do a […]
Bank Account Beneficiaries
What happens to the $$ in your checking and/or savings account when you die? Many people assume their will determines this—but they’re often wrong. Access to cash in life, during illness, and after you’re gone is why I’m writing about beneficiaries for your bank account today. This question comes up often in my work with […]
Time to Gather Tax Documents
Tax season is officially open in the US. It’s time to gather your tax documents to prepare for your filing! If you don’t have the right paperwork, you could miss out on thousands of dollars in new savings or trigger an audit. Between the massive changes in the One Big Beautiful Bill Act (OBBBA) and […]
Identity Protection Services
Identity theft is skyrocketing. I had a request from a reader to provide a deep dive into identity protection services, and I am happy to oblige! Here is an abbreviated version of what I found. If any of you would like the 12 pages I wrote up, let me know 🙂 Over 748,000 reports of […]
AI and Banking
In 2025, North America leads in AI adoption in banking, with 98% of institutions using AI for at least one operational process, per statistics from CoinLaw.io, From fraud prevention to real-time customer service, AI adoption in banking has surged in 2025, turning traditional institutions into smart, data-driven powerhouses. Image by Qubes Pictures from Pixabay Practical Implications for You Do you have […]