Blog
Sensitive Information
October is Cybersecurity Awareness Month. Your sensitive information is something to protect and guard as best you can. Where you store and how you delete this information is what I’d like to cover today. Image by Pete Linforth from Pixabay What to Shred Your mailbox and trash are two places of interest to would-be identity […]
Advisory Perspective Series
Q4 2025 is here! It can be a godsend to have experienced people to contact about financial planning for the “golden” years. Today, I’d like you to meet Mark Maimon, Mortgage Branch Manager, The Mark Maimon Team, a division of Luminate Bank, for this quarter’s Advisory Perspective Series. Mark’s bi-coastal team is licensed in all […]
Cha, Cha, Changes
There are important changes you may want to look into. The IRS began phasing out paper check payments on September 30, 2025. Social Security paper checks and login changes are in effect. And, Telehealth has been covered under Medicare Part B for several years, but that coverage was set to expire on September 30. IRS Changes In […]
Behavioral Health
Let’s close September with a focus on behavioral health. 2025 is marked by a concentrated effort to innovate and improve the U.S. behavioral healthcare system. Key goals include reducing emergency room visits, addressing disparities in access and affordability, and leveraging digital solutions and AI to enhance care delivery and patient outcomes. It’s important to define and […]
World Gratitude Day
Sunday, September 21st, is World Gratitude Day! This day serves as a reminder of the importance of expressing gratitude and appreciation. During uncertain times, offers a powerful framework to find perspective and resilience in all times by focusing on the positive aspects of life. Image by StockSnap from Pixabay Why Gratitude Matters How to Practice […]
FAFSA Changes
FAFSA Changes were announced this week for the 2026-2027 academic year. StudentAid.gov announced the free application form is in beta testing and is scheduled to be released Oct 1st. The 2nd phase of beta testing is underway through September 2025. Anyone can request to be a beta tester. Otherwise, you can submit your application form […]
Kick Off!
Kick off season is here! September is upon us. American football, students back in school, and National Preparedness Month. Of these three, I’ll cover kids going back to school and Preparedness Month today (and, I may be watching football as I write this 😉) Back to School September is a time for fresh beginnings as […]
National Emergency Management Awareness
This year, August was established as National Emergency Management Awareness Month. This awareness month is different than National Preparedness Month. Let’s make sure you understand what these emergency management professionals contribute to our communities in helping us prepare for, respond to, and recover from disasters. What Emergency Managers Do The IAEM (International Association of Emergency […]
Prior Authorization
Have you heard about the pilot program slated to begin in January 2026, requiring prior authorization in six states for certain Medicare procedures for those enrolled in Original Medicare only? The states — New Jersey, Ohio, Oklahoma, Texas, Arizona, and Washington — will apply prior authorization evaluations to more than a dozen services per CMS. […]