Caregiver Tax Credits are a big deal. In March of 2025, the Credit for Caring Act was reintroduced in Congress with support from lawmakers in both political parties. This bill would provide family caregivers with a tax credit of up to $5,000 per year to offset out-of-pocket expenses for home-care aides, adult day care, respite […]
Caregiver Tax Credits Read More »
It’s that time of year again, except for Arizona (except the Navajo Nation) and Hawaii; Daylight Saving Time (DST) is in effect for 48 states in the USA (aka, we spring ahead one hour!) Daylight Saving Time originated in 1918 as a WWI-era measure to conserve fuel and energy by maximizing evening sunlight, officially established
Student Loan Alert! SAVE Plan interest resumes: Starting August 1, 2025, interest will accrue again on federal student loans for borrowers in the SAVE (Saving on a Valuable Education) plan. The Department of Education cites a federal court injunction that halted the full implementation of the SAVE plan, including the provision for a zero percent interest
Student Loan Update Read More »
The Affordable Care Act (ACA) was passed into law in 2010. The ACA aimed to expand health insurance coverage, regulate the insurance market, and control healthcare costs. It’s important to understand what the ACA currently covers to prepare for the upcoming changes that will take effect with the new legislation passed last week. Image by
April is a busy month! Were you aware that April is National Distracted Driving Awareness Month? This is a new one for me 🌞 What is Distracted Driving? April is designated as National Distracted Driving Awareness Month. This nationwide effort aims to raise awareness about the dangers of distracted driving and encourage drivers to stay focused on
Distracted Driving Awareness Month Read More »
April is Stress Awareness Month, and April 7-13, 2025, is also Public Health Week. And, a quick reminder: File your US taxes or request an extension by April 15th! Today, let’s look at how to recognize and manage stress. Various research studies over the years show that change significantly impacts stress levels. The connection between change
April is financial literacy month. As finances are in the news of late, I thought I would address financial literacy across different life stages in this post. Photo by Markus Winkler on Unsplash Building Financial Literacy at Every Life Stage April marks Financial Literacy Month, giving us all a perfect opportunity to reflect on our
Financial Literacy Read More »
Mail theft is on the rise throughout the United States. The FBI and the USPIS have issued warnings this year alerting people that check fraud is rising, with a significant volume enabled through mail theft. Photo by Sincerely Media on Unsplash Allow me to share a personal story. I signed up for Informed Delivery years
We covered Social Security and Medicare a few weeks back. Changes appear to be on the horizon for Social Security recipients, which may require more in-person office visits or the use of online tools. The changes mostly impact two groups of people: those seeking Social Security benefits for the first time and current recipients who
Changes Ahead for Social Security Read More »
There have been numerous news reports about the status of social programs we’ve contributed to in the US for decades. Let’s review what might be changing with the critical programs of Social Security, Medicare, and Medicaid today. The Current Landscape Social Security, Medicare, and Medicaid together form the foundation of financial and healthcare security for
Understanding Social Security and Medicare Read More »
