Photo by Artem Podrez: https://www.pexels.com/photo/car-with-open-hood-8985969/ I love this definition by Brainly: “The metaphor “under the hood” refers to the internal workings or complexities of a system that are not immediately visible, often used in contexts like technology or mechanics. It emphasizes understanding the details that support the surface-level functionality.” I must admit, knowing what’s under […]
April is Financial Literacy Month. While most of the advice you’ll see focuses on budgeting apps and retirement accounts, there’s a quieter, more generous form of financial literacy that rarely gets enough attention: organizing your financial life so that the people who love you can actually help you when it matters most. Whether it’s a
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What happens to the $$ in your checking and/or savings account when you die? Many people assume their will determines this—but they’re often wrong. Access to cash in life, during illness, and after you’re gone is why I’m writing about beneficiaries for your bank account today. This question comes up often in my work with
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In 2025, North America leads in AI adoption in banking, with 98% of institutions using AI for at least one operational process, per statistics from CoinLaw.io, From fraud prevention to real-time customer service, AI adoption in banking has surged in 2025, turning traditional institutions into smart, data-driven powerhouses. Image by Qubes Pictures from Pixabay Practical Implications for You Do you have
Bloomberg Law reported a huge data leak of extremely sensitive personal information this month, impacting almost 3 Billion people. Social Security numbers were part of the sensitive personal data leaked. A cybercriminal group called “USDoD” exposed a database owned by National Public Data, a background check company, on the dark web. Concerned readers can check if
On July 4th, 10 Billion passwords were dumped on the dark web on a cyber-underground forum. Yes, you read that right, 10 Billion! It’s time to protect yourself. A user has leaked nearly 10 billion unique plaintext passwords on a popular hacking forum, seemingly obtained through several past breaches. The list is coined RockYou2024, due
As promised last week, this week we’ll dive into the storage of your important documents. This week I explored a product I’ve heard lots about of late and I go into detail about it below. Over the years, I’ve stored my important documents in a large binder and stored them in a fireproof safe. When
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We all have a digital footprint. And if you’ve been reading my posts for a time, you know I talk often about online accounts and digital assets. Today, let’s talk about protection and access. When I look back, my parents didn’t have online accounts. Their digital footprint was non-existent. That was then, in the now,
Welcome to 2024 and the use of technology! Voice recognition is everywhere. Various sources can now use your voice to authenticate it’s really you. But … is voice recognition safe? This is what I wanted to research for you this week. Image by Tumisu from Pixabay What is Voice Recognition? TechTarget.com describes voice recognition this
