43.6 million borrowers have federal student loan debt. Student loan repayments begin next month. In March 2020, an interest free pause was given due to the pandemic. Federal student loans began accruing interest September 1st, with payments due in October. Per MarketWatch, loan payments have already begun. Let’s get the word out and alert those impacted […]
Student Loan Repayments Read More »
Fire season is upon us. The Lahaina wildfires on Maui last week heartbreaking. Watching the horror I was reminded of the 2018 Camp Fire in Paradise, CA. Simultaneously, it is hurricane season. Heads up California, we may have our 1st Tropical Storm landfall since 1939 this weekend! This summer has been brutal with heat, rain
Fire Season+ Prepare for the Worst Read More »
There were two important pieces of information I found this week pertaining to Medicare. 1) The personal information of 600,000+ Medicare beneficiaries were accessed in the MoveIt data breach and 2) CMS announces a new dementia care model for Medicare patients. For all who are on who know people on Medicare, read on! Data Breach
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Health care terms in the US are used all the time. Have you ever stopped to ask yourself what they really mean? I know I have! Reading Healthy Women this week, I dug into an article by Deb Gordon first before attempting to write for you all today. Remembering back to when I started working,
What do US Health Care Terms Mean? Read More »
It’s time for more US tax updates! Two important areas of focus this week: 1) 2022 Tax Year Benefit Changes and 2) Tax Brackets for 2023. Let’s get you ready for tax preparation and filing for the 2022 calendar year. On Friday October 21st, the IRS also announced the inflation-adjusted employee contribution limit for 401(k)s
On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjustment amounts. As many know or are planning for your 2023 budgets, I wanted to share this to
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Fire! What do you think about when you hear the word fire? This week has given me numerous observations after experiencing a fire nearby that I’d like to share with you all while they’re fresh. Plan, Plan, Practice and Plan more! Receiving notifications from accurate sources: city emergency notifications Cal Fire emergency resources and the
Observations After A Fire Nearby Read More »
2022 data breaches have been on the rise. This is not good news for us, we mere humans, who rely heavily on technology 😟😞 A data breach occurs when a threat actor breaks into (or breaches) a company, organization, or entity’s system and purposefully lifts sensitive, private, and/or personally identifiable data from that system. When
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In the fall of 2021, the FTC issued a new policy statement pertaining to subscription offers, automatic renewals and negative option marketing. This seems to have fallen “under the radar” and I want to make sure you are aware! Automatic Renewals Automatic renewals and subscription models are used throughout the US in daily life. You
Subscriptions, Automatic Renewals: the FTC and States Read More »
The new 988 Hotline was launched 7.15.2022. Verywell Health published an article this week to highlight the features of this service. https://www.verywellhealth.com/988-suicide-prevention-hotline-5547790. Here are highlights from this important resource. Overview Starting July 16, you can call or text 988 for help if you’re experiencing a mental health crisis The hotline can connect callers to trained
