2022 data breaches have been on the rise. This is not good news for us, we mere humans, who rely heavily on technology 😟😞 A data breach occurs when a threat actor breaks into (or breaches) a company, organization, or entity’s system and purposefully lifts sensitive, private, and/or personally identifiable data from that system. When […]
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Open enrollment for 2023 is coming up before you know it! Healthcare coverage is a hot topic across the country. Begin planning now to ensure a smooth process for everyone. For businesses, this is the time for your budgeting and discussions with benefits providers about healthcare and other benefits for your employees. For employees, seek
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The Inflation Reduction Act Bill passed by the Senate and the House this week includes Healthcare Cost Savings measures to be aware of. This bill contains provisions impacting health care, climate and tax reform. The Inflation Reduction Act is estimated to spend about $485 billion over 10 years on health and alternative energy programs while raising about
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Cyber Guidance for Small Businesses these days is so important! You’ve seen me reference cyber issues frequently here. This week there was an update provided by CISA (Cybersecurity & Infrastructure Agency) I want to share. For those who don’t know me, contingency planning is my thing! When it’s time for you to focus on practical
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In the fall of 2021, the FTC issued a new policy statement pertaining to subscription offers, automatic renewals and negative option marketing. This seems to have fallen “under the radar” and I want to make sure you are aware! Automatic Renewals Automatic renewals and subscription models are used throughout the US in daily life. You
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The word burden, what does it mean to you? After a conversation I had this week, I got to thinking about the word “burden”. The Cambridge Dictionary provided a definition that resonates, “something difficult or unpleasant that you have to deal with or worry about“. This definition says more than “a heavy load” referenced so
The new 988 Hotline was launched 7.15.2022. Verywell Health published an article this week to highlight the features of this service. https://www.verywellhealth.com/988-suicide-prevention-hotline-5547790. Here are highlights from this important resource. Overview Starting July 16, you can call or text 988 for help if you’re experiencing a mental health crisis The hotline can connect callers to trained
Palliative Care and Hospice Care are two terms that are distinctly different and often misunderstood. Let’s break down what they mean and the care involved with each. While the objective of both hospice and palliative care is pain and symptom relief, the prognosis and goals of care tend to be different. Palliative Care Services This
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Happy 4th of July! Celebrating July 4th and Independence is a National Holiday. Food, friends, family and fireworks mark this day throughout the US. Recently, I found something on the Regan Foundation Org website highlighting 4th of July facts and trivia that caught my eye 👀 that I’d like to share today. It’s fun to
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The tax code is not exactly “bedtime reading” 🙂 I read an article this week on https://financebuzz.com/irs-retirement-changes?pid=1692 I’m sharing with my own information added! Want you to have a heads up to the 2022 IRS changes impacting retirement accounts. As you save for retirement, take note of the following changes. 1. Maximum contributions are higher
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