Have you heard about the pilot program slated to begin in January 2026, requiring prior authorization in six states for certain Medicare procedures for those enrolled in Original Medicare only? The states — New Jersey, Ohio, Oklahoma, Texas, Arizona, and Washington — will apply prior authorization evaluations to more than a dozen services per CMS. […]
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The Affordable Care Act (ACA) was passed into law in 2010. The ACA aimed to expand health insurance coverage, regulate the insurance market, and control healthcare costs. It’s important to understand what the ACA currently covers to prepare for the upcoming changes that will take effect with the new legislation passed last week. Image by
Let’s talk about your stuff today! Yes, stuff! Your things, possessions, personal property – everything you accumulate over time. How important are things to you? The past few months have been a wake-up call for many of us. Watching cities and communities in the Carolinas, Florida, Tennessee, and California wiped out is overwhelming. A place
Changes to Medicare taking effect in 2025 are on the horizon. Medicare open enrollment started October 15th and goes through December 7th. There’s so much information out there – wow! In this post, I’ll try to highlight the key points and encourage you to talk with experienced insurance brokers to help you sort through what’s
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Weather in the springtime can be unpredictable. Severe weather hits unexpectedly and the risk of injury and weather-related death increases. With this in mind, today let’s focus on the protection of your home. As the weather warms after winter, the likelihood of a range of potentially dangerous weather events rises, such as thunderstorms, rainstorms, floods,
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Patient Advocacy is top of mind this week as I check in on a friend’s mom. My heart goes out to the healthcare professionals. The impact from Covid is felt across the board – from CNA’s, to Nurses, to Case Managers, to PT/OT, to Doctors. Post-Covid, patient advocacy seems more important that ever. Let’s dig
Growing up, I knew very little about life insurance. This had not been a topic taught in school, nor discussed at home. Starting my first job out of school, life insurance was offered as a company benefit included in all the papers we filled out when hired. There was not an educational briefing about the
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The Inflation Reduction Act Bill passed by the Senate and the House this week includes Healthcare Cost Savings measures to be aware of. This bill contains provisions impacting health care, climate and tax reform. The Inflation Reduction Act is estimated to spend about $485 billion over 10 years on health and alternative energy programs while raising about
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As we explore the human aspect of work, let me remind you that today in the US, we “spring ahead”! Yes, it is that day of the year when an hour of our day goes “poof”! Happy Sunday! One Size Does Not Fit All Two years ago, we learned of a global pandemic. This pandemic
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Medical Costs impact us all. The statistics are sobering. How prepared are you for the possibility of a one time medical issue? Did you know that over a half a million Americans file for bankruptcy every year because of medical bills? Or that US medical bills are responsible for 66.5% of all American personal insolvencies?
