National Issues

2022 Data Breaches

2022 data breaches have been on the rise. This is not good news for us, we mere humans, who rely heavily on technology šŸ˜ŸšŸ˜ž A data breach occurs when a threat actor breaks into (or breaches) a company, organization, or entityā€™s system and purposefully lifts sensitive, private, and/or personally identifiable data from that system. When […]

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2023 Open Enrollment

Open enrollment for 2023 is coming up before you know it! Healthcare coverage is a hot topic across the country. Begin planning now to ensure a smooth process for everyone. For businesses, this is the time for your budgeting and discussions with benefits providers about healthcare and other benefits for your employees. For employees, seek

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Upcoming Healthcare Cost Savings

The Inflation Reduction Act Bill passed by the Senate and the House this week includes Healthcare Cost Savings measures to be aware of. This bill contains provisions impacting health care, climate and tax reform. The Inflation Reduction ActĀ is estimatedĀ to spend about $485 billion over 10 years on health and alternative energy programs while raising about

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Subscriptions, Automatic Renewals: the FTC and States

In the fall of 2021, the FTC issued a new policy statement pertaining to subscription offers, automatic renewals and negative option marketing. This seems to have fallen “under the radar” and I want to make sure you are aware! Automatic Renewals Automatic renewals and subscription models are used throughout the US in daily life. You

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New 988 Hotline

The new 988 Hotline was launched 7.15.2022. Verywell Health published an article this week to highlight the features of this service. https://www.verywellhealth.com/988-suicide-prevention-hotline-5547790. Here are highlights from this important resource. Overview Starting July 16, you can call or text 988 for help if youā€™re experiencing a mental health crisis The hotline can connect callers to trained

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IRS Changes Impact Retirement Accounts in 2022

The tax code is not exactly “bedtime reading” šŸ™‚ I read an article this week on https://financebuzz.com/irs-retirement-changes?pid=1692 I’m sharing with my own information added! Want you to have a heads up to the 2022 IRS changes impacting retirement accounts. As you save for retirement, take note of the following changes. 1. Maximum contributions are higher

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2022 Alzheimer’s Impact

June is Alzheimer’s and Brain Health Awareness Month Alzheimerā€™s and Brain Awareness Month is observed in June as an opportunity to spread the word about and discuss Alzheimerā€™s disease and other dementias. The 2022 statistics infographic about from the Alzheimer’s Organization are staggering. Something I was reminded of this week is the correlation between heart

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Summer Preparation

Summer preparation for wildfires and hurricanes is high on the list for 2022. It’s time to get prepared from coast to coast. Where are my Contingency Planners?! If you are or know of a person who likes to:ā–¶Control What You Canā–¶ Have a Plan Bā–¶ Plan In AdvanceJoin my 12 Week Business and Personal Contingency

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Real ID, Financial Fraud and Internet Updates

There were multiple articles of interest this week. Real ID, Financial Fraud and Affordable Internet updates impact young and young at heart ā£ Read on to see what may impact you or someone you love. Real ID Implementation Update After the “pandemic delay”, effective May 3, 2023 Real ID goes into effect. Be alert, you

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