Q4 plans are underway. Plans and planning are often lumped into the same “bucket”. Over the years, I’ve discovered the main difference between plans and planning is that planning is the process of thinking about how to achieve a goal, while a plan is the documentation of that process. Separating the how from the execution is […]
The Hidden Heroes Among Us: Celebrating National Family Caregivers Month In homes across America, an extraordinary story of love, dedication, and sacrifice unfolds every day. These stories belong to family caregivers—parents caring for children with special needs, adult children supporting aging parents, and grandparents stepping in to raise grandchildren. This November, during National Family Caregivers
It’s that time of year … the IRS announced tax brackets for 2025. Every fall, the IRS announces inflation adjusted tax brackets for the following year to protect us from inflation pushing us into a higher tax bracket. US inflation is lower than it’s been in three years and the IRS annual adjustment is smaller
Changes to Medicare taking effect in 2025 are on the horizon. Medicare open enrollment started October 15th and goes through December 7th. There’s so much information out there – wow! In this post, I’ll try to highlight the key points and encourage you to talk with experienced insurance brokers to help you sort through what’s
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September is National Preparedness Month! Living in Southern California, this is my hot week, which means getting the notifications from the WatchDuty fire app I’ve linked here 😟 CalFire sent out Prepare NOW information if you’d like to take a look! They do an amazing job keeping us safe during fire season. For my friends
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In the US, Labor Day will be celebrated on Monday, September 2nd this year. Retirement planning and saving for retirement impacts not only the individual, but the family, the community, and the state of residence. Motley Fool reports in 2024: Image by WOKANDAPIX from Pixabay Employee Impact Less than half of the workforce in the
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As costs go up, people taking prescription drugs are often squeezed. When the Inflation Reduction Act was signed into law in August 2022 the law made improvements to Medicare by expanding benefits and lowering drug costs. Learn about the new changes announced this week! For the first time, the law provides Medicare the ability to
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In case you haven’t heard, there are some tax provisions set to expire in 2025 if Congress takes no action. August is upon us, and we have four months left in 2024. Take a look at what may expire and prepare accordingly. The Tax Cuts and Jobs Act (TCJA) of 2017, signed into law, is
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Planning ahead for what life has in store for us provides a good foundation. And … planning is an ongoing necessity! The best laid (and made) plans are impacted by multiple variables and today, I’d like to share a few examples. https://pixabay.com/photos/mouse-figure-love-letter-valentine-3099088 Life Changes Reviewing plans regularly is highly recommended. Especially when there are changes
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Resistance is a word that has popped up quite a bit for me of late. First, it was the theme of my daily meditation. Then, it was the topic of conversation when discussing 2nd half of the year planning! From the simple to the complex, as humans when we are doing something that matters, resistance
