If you’re a senior, know a senior, or have the opportunity to become a senior, living expenses matter. As November is National Caregivers Month, planning for who cares for a senior’s expenses and overall financial responsibilities is an important conversation to have sooner rather than later. FinanceBuzz.com published an article covering potential tax savings for […]
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In 2025, National Estate Planning Awareness Month is in October. The official week is October 20-26th! There are many components to the estate planning process, and today I am highlighting the “Widow’s Tax”. Moneywise recently posted an article about a “widow’s tax” that caught my eye. Reading it, I wanted to ensure you were all aware
Q4 2025 is here! It can be a godsend to have experienced people to contact about financial planning for the “golden” years. Today, I’d like you to meet Mark Maimon, Mortgage Branch Manager, The Mark Maimon Team, a division of Luminate Bank, for this quarter’s Advisory Perspective Series. Mark’s bi-coastal team is licensed in all
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Sunday, September 21st, is World Gratitude Day! This day serves as a reminder of the importance of expressing gratitude and appreciation. During uncertain times, offers a powerful framework to find perspective and resilience in all times by focusing on the positive aspects of life. Image by StockSnap from Pixabay Why Gratitude Matters How to Practice
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FAFSA Changes were announced this week for the 2026-2027 academic year. StudentAid.gov announced the free application form is in beta testing and is scheduled to be released Oct 1st. The 2nd phase of beta testing is underway through September 2025. Anyone can request to be a beta tester. Otherwise, you can submit your application form
This year, August was established as National Emergency Management Awareness Month. This awareness month is different than National Preparedness Month. Let’s make sure you understand what these emergency management professionals contribute to our communities in helping us prepare for, respond to, and recover from disasters. What Emergency Managers Do The IAEM (International Association of Emergency
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Have you heard about the pilot program slated to begin in January 2026, requiring prior authorization in six states for certain Medicare procedures for those enrolled in Original Medicare only? The states — New Jersey, Ohio, Oklahoma, Texas, Arizona, and Washington — will apply prior authorization evaluations to more than a dozen services per CMS.
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Are you aware of the upcoming rule changes governing how much of your contributions will be deductible? Whether you contribute cash, donate items, or your time, it’s important you stay on top of how this will impact you? Due to the recent federal tax-and-spending cuts package it affects filers who take the standard deduction. Others
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The recent legislative action passed by Congress references a senior tax credit. Let’s take a look at the details of this bill to help you understand what this senior tax credit is. GoBankRates published an article this week that recaps this well. An important point they reference is that the senior tax credit is subject
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The Affordable Care Act (ACA) was passed into law in 2010. The ACA aimed to expand health insurance coverage, regulate the insurance market, and control healthcare costs. It’s important to understand what the ACA currently covers to prepare for the upcoming changes that will take effect with the new legislation passed last week. Image by
