Planning

No Surprises Act

Effective January 1, 2022 the No Surprises Act went into effect. The No Surprises Act bans surprise medical bills for emergency services and unexpected out-of-network providers. What this Act Means (from NerdWallet January 5, 2022) More Americans worry about unexpected medical bills than any other expense, according to polls by the Kaiser Family Foundation in […]

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2022 Tax Information

Were you aware that 2022 Tax Information has been released by the IRS? Before you say, “It’s only November” consider this. “Forewarned is forearmed” (Robert Greene). IRS Releases Income Tax Brackets for 2022 Although the tax rates haven’t changed as yet, tax brackets for 2022 have been released to account for inflation. For 2022, they’re

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It’s Open Enrollment Time

Health Insurance Open Enrollment time is here in the US. Heads-up! Open enrollment for employees, for individuals and for those on Medicare is here. Here are some tips to help you/yours this year. What is the open enrollment period for 2022? Private companies can set their own open enrollment periods with many choosing to do

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Shake Out!

Heads up – October 21st is International Shake Out day! Earthquakes aren’t just in California. For those interested in earthquakes, the USGS provides information here: https://earthquake.usgs.gov/earthquakes/browse/significant.php In 2021, there have been significant earthquakes in Hawaii, Alaska, South Carolina, Maryland, Nebraska, California and various places around the world. Learning about earthquakes and preparing for them in

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World Mental Health Day

10/10 is World Mental Health Day. Did you know? The World Health Organization reports nearly 1 billion people live with a mental health disorder? In countries with low income and poverty, more than 75% of people with mental illnesses will not receive treatment World Mental Health Day can be a life-saving and life-changing opportunity to

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Suicide Prevention Awareness Month

September was first declared as National Suicide Prevention Awareness Month in 2008. As the month (and quarter) come to a close I want to share an article with resources from NAMI (National Association of Mental Illness.) https://www.nami.org/Get-Involved/Awareness-Events/Suicide-Prevention-Awareness-Month If you or someone you know is in an emergency, call The National Suicide Prevention Lifeline at 800-273-TALK (8255) or

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Transitions Are A Part of Life

Transitions are defined as, “the process or a period of changing from one state or condition to another”. As we prepare for a seasonal transition of summer to autumn, it seemed fitting to cover the transitions of life we undergo. Transitions In Life From Birth through retirement and advanced age, transitions are with us every

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Who’s Your Advocate?

Who’s got your back? Who are your advocates? Broad questions, I know 🙂 Important questions when considering the importance of maintaining good health and staying on top of your finances. Yes, who are your advocates or who are those who’ve got your back? In this crazy world that turns on a dime, having someone in

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Return Home Safely After a Disaster

Recently CalFire (ReadyforWildfire.org) sent out information about how to return home safely after a fire. This helpful information could also be used after other natural disasters (ie, tornado, flooding, hurricane, earthquake, et al). It’s important to stay informed as things “heat up” this year. NOAA.gov keeps track of Billion-Dollar Weather and Climate Disasters. The below

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Advanced Child Tax Credit

This week, changes to the Child Tax Credit will help families receive advanced payments. Beginning 15 July, the IRS will pay half the total credit amount in advanced monthly payments directly to their bank accounts. The expanded child tax credit is only for 2021.  To qualify for advance Child Tax Credit payments, you — and

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