This week I stumbled upon an article. If you’ve followed me for any period of time, you understand that I am an advocate for creating awareness about the practical aspects of life. Consider me the “lay person interpreter” to help you understand what the “legalese”; “financialese”, “healthese” means in real life/practical terms. The statistics I […]
Recording vital information you use today and for others to access should they ever need to step in for you, is often overlooked as an item on our to-do list. Using a smart phone has reduced my “knowing a number from memory”! If someone needed access to your contacts, have you established a way for
Personal and Business Contacts Read More »
Happy New Year! USA Today posted an article yesterday which provides a helpful overview for in business owners as we enter 2017. Tax implications of decisions implemented are best known in advance. Check with your tax consultants to ensure you are well prepared to take advantage of these new laws taking effect in 2017. “Joyce
New Laws for Businesses in 2017 Read More »
The Department of Labor (DOL) has finalized its much anticipated new fiduciary rule applicable to financial institutions and advisors working with retirement savers. The final version has changed significantly from its proposed form. These changes impact individual savers, companies providing benefits to employees and the financial industry providing services. Financial planning impacts all three generations in
Fiduciary Retirement Accounts Read More »
Our use of the internet has skyrocketed! When considering our daily activities, it is difficult to imagine a day without access to news, banking, programs and apps that enhance our day. The topic of Cybersecurity has been a topic of interest for individuals and businesses. Technology throughout the US and the world is a backbone
Cybersecurity 2017 Read More »
2017 is just around the corner! Some interesting changes are ahead for businesses in California. In an article this week published by Gary Quackenbush in The North Bay Business Journal, they ask if we are ready? The list is comprehensive. Communication about these issues may come from your legal team, your HR department, or possibly
2017 California Business Law Changes Read More »
Abraham Maslow had an impact upon me as a student and as a leader of people. Breaking down the components of what motivates human beings to seek fulfillment in all aspects of their lives has been of interest to me over the course of my career. To perform jobs, workers require core physiological needs being met:
Beware, cyber-criminals have become quite savvy in their attempts to lure people in and get you to click on a link or open an attachment. Staysafeonline.org provides valuable tips for us to recognize all year. Protection at home and at work takes diligence. Stay alert. The email they send can look just like it comes
Poof, you make up your mind and everything changes, right? Not always! This article from LifeHack provides 18 tricks to help make new habits stick. Suggestion – step by step. What do you wish to change? Why is this important to you? Are you ready to make a commitment to yourself? Build your confidence with
Have you ever been curious about your life span? Longevity is a topic that arises as we plan for our retirement. Will our resources cover us as we age? How do we plan for the unknown? Bloomberg posted an article yesterday that piqued my interest. Here is a recap of this article. “Americans increasingly need an accurate
