Q4 2025 is here! It can be a godsend to have experienced people to contact about financial planning for the “golden” years. Today, I’d like you to meet Mark Maimon, Mortgage Branch Manager, The Mark Maimon Team, a division of Luminate Bank, for this quarter’s Advisory Perspective Series. Mark’s bi-coastal team is licensed in all […]
Advisory Perspective Series Read More »
Sunday, September 21st, is World Gratitude Day! This day serves as a reminder of the importance of expressing gratitude and appreciation. During uncertain times, offers a powerful framework to find perspective and resilience in all times by focusing on the positive aspects of life. Image by StockSnap from Pixabay Why Gratitude Matters How to Practice
World Gratitude Day Read More »
FAFSA Changes were announced this week for the 2026-2027 academic year. StudentAid.gov announced the free application form is in beta testing and is scheduled to be released Oct 1st. The 2nd phase of beta testing is underway through September 2025. Anyone can request to be a beta tester. Otherwise, you can submit your application form
This year, August was established as National Emergency Management Awareness Month. This awareness month is different than National Preparedness Month. Let’s make sure you understand what these emergency management professionals contribute to our communities in helping us prepare for, respond to, and recover from disasters. What Emergency Managers Do The IAEM (International Association of Emergency
National Emergency Management Awareness Read More »
Have you heard about the pilot program slated to begin in January 2026, requiring prior authorization in six states for certain Medicare procedures for those enrolled in Original Medicare only? The states — New Jersey, Ohio, Oklahoma, Texas, Arizona, and Washington — will apply prior authorization evaluations to more than a dozen services per CMS.
Prior Authorization Read More »
Are you aware of the upcoming rule changes governing how much of your contributions will be deductible? Whether you contribute cash, donate items, or your time, it’s important you stay on top of how this will impact you? Due to the recent federal tax-and-spending cuts package it affects filers who take the standard deduction. Others
Charitable Contribution Deductions Read More »
The recent legislative action passed by Congress references a senior tax credit. Let’s take a look at the details of this bill to help you understand what this senior tax credit is. GoBankRates published an article this week that recaps this well. An important point they reference is that the senior tax credit is subject
What is the Senior Tax Credit Read More »
The Affordable Care Act (ACA) was passed into law in 2010. The ACA aimed to expand health insurance coverage, regulate the insurance market, and control healthcare costs. It’s important to understand what the ACA currently covers to prepare for the upcoming changes that will take effect with the new legislation passed last week. Image by
Cyberattacks have become so common that today, let’s ensure you are treating them seriously. The threat of a cyberattack targeting American infrastructure is growing as tensions escalate in the Middle East. Here at home this month, login credentials of an estimated at 16 billion were leaked online. This leak involved credentials gathered from malware-infected devices and
Alzheimer’s and Brain Awareness Month is observed in June as an opportunity to bring awareness and discuss Alzheimer’s disease and other dementias. On this Father’s Day, this awareness brings me back to when my dad was diagnosed with Alzheimer’s and everything I learned through him. Each experience with Alzheimer’s and other issues that impact brain
Alzheimer’s and Brain Awareness Read More »
