Remember to “fall back” in the US! When local daylight time reached 2:00:00 am clocks were turned backward 1 hour to Sunday, November 6, 2022, 1:00:00 am local standard time instead. Sunrise and sunset will be about 1 hour earlier on Nov 6, 2022, unless you live in Arizona or Hawaii. The long dark days can be challenging. If you’re […]
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Multi Factor Authentication (MFA or 2FA) is a hot topic these days! As Cybersecurity Awareness Month comes to a close, let’s make sure you stay protected as best you can. The Cybersecurity and Infrastructure Security Agency (CISA) and the National Cybersecurity Alliance (NCA) lead a collaborative effort between government and industry to raise cybersecurity awareness
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It’s time for more US tax updates! Two important areas of focus this week: 1) 2022 Tax Year Benefit Changes and 2) Tax Brackets for 2023. Let’s get you ready for tax preparation and filing for the 2022 calendar year. On Friday October 21st, the IRS also announced the inflation-adjusted employee contribution limit for 401(k)s
What are “sensitive documents”? How do you destroy sensitive documents? Sensitive documents contain personal information about you that if disclosed can result in identity/data theft or otherwise cause harm to you. Destroying sensitive documents came up this week when a friend in Florida reached out asking how to deal with the documents impacted by Hurricane
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Student Loan Forgiveness has been in the news of late. This student loan relief initiative will impact up to 40 Million Americans. As information about the program details continues to evolve, there may be some “tweaks” ahead. The US Department of Education released an article of “do’s and don’ts” this week I wish to share
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On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjustment amounts. As many know or are planning for your 2023 budgets, I wanted to share this to
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September is preparedness month. And with the month we’re having, it’s a good time to review the basics. Hurricane Fiona caused devastation from Puerto Rico to Nova Scotia, Newfoundland and Labrador in Canada. Tropical Storm Ian’s formation has necessitated a state wide emergency declaration as they wait to determine the expected hurricane’s impact within the
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Growing up, I knew very little about life insurance. This had not been a topic taught in school, nor discussed at home. Starting my first job out of school, life insurance was offered as a company benefit included in all the papers we filled out when hired. There was not an educational briefing about the
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Fire! What do you think about when you hear the word fire? This week has given me numerous observations after experiencing a fire nearby that I’d like to share with you all while they’re fresh. Plan, Plan, Practice and Plan more! Receiving notifications from accurate sources: city emergency notifications Cal Fire emergency resources and the
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A new airline customer service dashboard was just released! For those who travel, this is a clarifying moment … you’ll now be able to know before you go! Here is the US Department of Transportation information updated this week! (https://www.transportation.gov/airconsumer/airline-customer-service-dashboard) The U.S. Department of Transportation has created a dashboard to ensure the traveling public has
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