Planning

Upcoming Healthcare Cost Savings

The Inflation Reduction Act Bill passed by the Senate and the House this week includes Healthcare Cost Savings measures to be aware of. This bill contains provisions impacting health care, climate and tax reform. The Inflation Reduction Act is estimated to spend about $485 billion over 10 years on health and alternative energy programs while raising about […]

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Cyber Guidance for Small Businesses

Cyber Guidance for Small Businesses these days is so important! You’ve seen me reference cyber issues frequently here. This week there was an update provided by CISA (Cybersecurity & Infrastructure Agency) I want to share. For those who don’t know me, contingency planning is my thing! When it’s time for you to focus on practical

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Subscriptions, Automatic Renewals: the FTC and States

In the fall of 2021, the FTC issued a new policy statement pertaining to subscription offers, automatic renewals and negative option marketing. This seems to have fallen “under the radar” and I want to make sure you are aware! Automatic Renewals Automatic renewals and subscription models are used throughout the US in daily life. You

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Burdens

The word burden, what does it mean to you? After a conversation I had this week, I got to thinking about the word “burden”. The Cambridge Dictionary provided a definition that resonates, “something difficult or unpleasant that you have to deal with or worry about“. This definition says more than “a heavy load” referenced so

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Palliative Care and Hospice Care

Palliative Care and Hospice Care are two terms that are distinctly different and often misunderstood. Let’s break down what they mean and the care involved with each. While the objective of both hospice and palliative care is pain and symptom relief, the prognosis and goals of care tend to be different. Palliative Care Services This

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IRS Changes Impact Retirement Accounts in 2022

The tax code is not exactly “bedtime reading” 🙂 I read an article this week on https://financebuzz.com/irs-retirement-changes?pid=1692 I’m sharing with my own information added! Want you to have a heads up to the 2022 IRS changes impacting retirement accounts. As you save for retirement, take note of the following changes. 1. Maximum contributions are higher

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Long Distance Caregiving

Caregiving is a topic many (most) will or have faced in life. Long distance caregiving adds an additional element to the equation. Caregiving resources have developed quite a bit over the years. Knowing about and using resources when you need help with long distance and/or local caregiving is why I’m writing this post today. State

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2022 Alzheimer’s Impact

June is Alzheimer’s and Brain Health Awareness Month Alzheimer’s and Brain Awareness Month is observed in June as an opportunity to spread the word about and discuss Alzheimer’s disease and other dementias. The 2022 statistics infographic about from the Alzheimer’s Organization are staggering. Something I was reminded of this week is the correlation between heart

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Summer Preparation

Summer preparation for wildfires and hurricanes is high on the list for 2022. It’s time to get prepared from coast to coast. Where are my Contingency Planners?! If you are or know of a person who likes to:▶Control What You Can▶ Have a Plan B▶ Plan In AdvanceJoin my 12 Week Business and Personal Contingency

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Real ID, Financial Fraud and Internet Updates

There were multiple articles of interest this week. Real ID, Financial Fraud and Affordable Internet updates impact young and young at heart ❣ Read on to see what may impact you or someone you love. Real ID Implementation Update After the “pandemic delay”, effective May 3, 2023 Real ID goes into effect. Be alert, you

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