On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjustment amounts. As many know or are planning for your 2023 budgets, I wanted to share this to […]
2023 Medicare Updates from CMS Read More »
September is preparedness month. And with the month we’re having, it’s a good time to review the basics. Hurricane Fiona caused devastation from Puerto Rico to Nova Scotia, Newfoundland and Labrador in Canada. Tropical Storm Ian’s formation has necessitated a state wide emergency declaration as they wait to determine the expected hurricane’s impact within the
Preparedness Month Read More »
Growing up, I knew very little about life insurance. This had not been a topic taught in school, nor discussed at home. Starting my first job out of school, life insurance was offered as a company benefit included in all the papers we filled out when hired. There was not an educational briefing about the
Life Insurance Awareness Month Read More »
Fire! What do you think about when you hear the word fire? This week has given me numerous observations after experiencing a fire nearby that I’d like to share with you all while they’re fresh. Plan, Plan, Practice and Plan more! Receiving notifications from accurate sources: city emergency notifications Cal Fire emergency resources and the
Observations After A Fire Nearby Read More »
A new airline customer service dashboard was just released! For those who travel, this is a clarifying moment … you’ll now be able to know before you go! Here is the US Department of Transportation information updated this week! (https://www.transportation.gov/airconsumer/airline-customer-service-dashboard) The U.S. Department of Transportation has created a dashboard to ensure the traveling public has
Airline Customer Service Dashboard Read More »
Open enrollment for 2023 is coming up before you know it! Healthcare coverage is a hot topic across the country. Begin planning now to ensure a smooth process for everyone. For businesses, this is the time for your budgeting and discussions with benefits providers about healthcare and other benefits for your employees. For employees, seek
2023 Open Enrollment Read More »
The Inflation Reduction Act Bill passed by the Senate and the House this week includes Healthcare Cost Savings measures to be aware of. This bill contains provisions impacting health care, climate and tax reform. The Inflation Reduction Act is estimated to spend about $485 billion over 10 years on health and alternative energy programs while raising about
Upcoming Healthcare Cost Savings Read More »
Cyber Guidance for Small Businesses these days is so important! You’ve seen me reference cyber issues frequently here. This week there was an update provided by CISA (Cybersecurity & Infrastructure Agency) I want to share. For those who don’t know me, contingency planning is my thing! When it’s time for you to focus on practical
Cyber Guidance for Small Businesses Read More »
In the fall of 2021, the FTC issued a new policy statement pertaining to subscription offers, automatic renewals and negative option marketing. This seems to have fallen “under the radar” and I want to make sure you are aware! Automatic Renewals Automatic renewals and subscription models are used throughout the US in daily life. You
Subscriptions, Automatic Renewals: the FTC and States Read More »
The word burden, what does it mean to you? After a conversation I had this week, I got to thinking about the word “burden”. The Cambridge Dictionary provided a definition that resonates, “something difficult or unpleasant that you have to deal with or worry about“. This definition says more than “a heavy load” referenced so
