Debt and Death: What Happens? What happens to your debts after you die depend on various factors: what type of debt is it; what is the marital status; was there a co-signer; is the state of residence a “community property” state; and the specifics of the estate left behind. Dealing with debt at any time […]
We are amazing human beings! How in the world do we do what we do? How do we cope with the constant demands of us/our time? Everything we do each day, all the people with whom we interact, all we accomplish is nothing short of a miracle. Welcome Jugglers! Autopilot is when we do something
The Living Planner Advisory Perspective Series provides you an opportunity to meet professionals who play a role in crafting strategies and plans for your life. This month, the focus is on financial planning. Financial planning allows us to provide a road map for our money. When we create cash; having plans to help budget, invest
The Living Planner Advisory Perspective Series – Windus Fernandez Brinkkord Read More »
In your business, have you made plans in case of accidents, illness, incapacity and/or death of key employees? Working “on the business” vs. “in the business” allows us to establish a game plan to sustain the impact should there be an impact within your business. Part of a business’ growth is the deployment of separate
Departmental Readiness Read More »
Recording vital information you use today and for others to access should they ever need to step in for you, is often overlooked as an item on our to-do list. Using a smart phone has reduced my “knowing a number from memory”! If someone needed access to your contacts, have you established a way for
Personal and Business Contacts Read More »
It’s been quite a week of client meetings, workshops and presentations. Have observed how many people hesitate to make a decision or take action. What has come to the surface is this – often times, decisions are not made because of fear the decision cannot be undone/updated or corrected. This prompted me to write
Deciding When to Decide Read More »
2017 is just around the corner! Some interesting changes are ahead for businesses in California. In an article this week published by Gary Quackenbush in The North Bay Business Journal, they ask if we are ready? The list is comprehensive. Communication about these issues may come from your legal team, your HR department, or possibly
2017 California Business Law Changes Read More »
Beware, cyber-criminals have become quite savvy in their attempts to lure people in and get you to click on a link or open an attachment. Staysafeonline.org provides valuable tips for us to recognize all year. Protection at home and at work takes diligence. Stay alert. The email they send can look just like it comes
Have you ever been curious about your life span? Longevity is a topic that arises as we plan for our retirement. Will our resources cover us as we age? How do we plan for the unknown? Bloomberg posted an article yesterday that piqued my interest. Here is a recap of this article. “Americans increasingly need an accurate
Funny thing, blind spots are referenced often in life. What are blind spots? Merriam Webster provides three simple definitions: : an area around a car, truck, etc., that the driver cannot see : a tendency to ignore something especially because it is difficult or unpleasant : a small area at the back of the eye
