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Latest Cyber Vulnerability

The latest cyber vulnerability involves international players. Historically, conflicts between countries involved primarily military action. In the 21st century, cyber threats are used along with air/ground forces. And, these cyber risks extend to the US and all countries in the NATO Alliance. Every organization in the US is at risk from cyber threats that can […]

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What About the Practical Aspects of Life?

Reviewing the most recent data showing that two of three American adults don’t have a will, it was time to dig deeper. Alas, there was no mention about the practical aspects of life. The data revealed information about ages and reasons “why people had not” drafted up a will, yet there was nothing covering our

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It’s Time to Start

“It’s time to start” was a theme today in an early morning Zoom today. Meeting with colleagues weekly for over a year, we talked this morning about the importance of starting. It’s time to start is a good saying for you who have plans, dreams and desires for next year. You’re one decision away from

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2022 Tax Information

Were you aware that 2022 Tax Information has been released by the IRS? Before you say, “It’s only November” consider this. “Forewarned is forearmed” (Robert Greene). IRS Releases Income Tax Brackets for 2022 Although the tax rates haven’t changed as yet, tax brackets for 2022 have been released to account for inflation. For 2022, they’re

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It’s Open Enrollment Time

Health Insurance Open Enrollment time is here in the US. Heads-up! Open enrollment for employees, for individuals and for those on Medicare is here. Here are some tips to help you/yours this year. What is the open enrollment period for 2022? Private companies can set their own open enrollment periods with many choosing to do

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Shake Out!

Heads up – October 21st is International Shake Out day! Earthquakes aren’t just in California. For those interested in earthquakes, the USGS provides information here: https://earthquake.usgs.gov/earthquakes/browse/significant.php In 2021, there have been significant earthquakes in Hawaii, Alaska, South Carolina, Maryland, Nebraska, California and various places around the world. Learning about earthquakes and preparing for them in

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Brute-Force Attacks

Heads-up people, brute-force attacks are on the rise. Computer networks are being aggressively bombarded with billions of password-guessing attacks as cyber criminals attempt to exploit the growth in remote desktop protocol (RDP) and other cloud services in corporate environments.  Cybersecurity researchers at ESET detected 55 billion new attempts at brute-force attacks between May and August 2021

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Beneficiary Designations

Last week we discussed estate planning.  An important issue of estate planning is naming beneficiaries.  Beneficiary designations are often overlooked, as we can presume that it is covered within the will/trust itself.  Today, let’s consider the reasons to uncover the accounts that typically ask you to designate a beneficiary and what to think about when designating

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Take Care of Business – Personal Edition

Q4 is here!  Where has the year gone?  A common refrain as we enter into the last quarter of the year!  How ready are you to take care of business? I’ve returned from a conference with amazing women who are all pursuing their professions with gusto.  Time and time again, we ask ourselves if we

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