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Mother’s Day 2017

Recently, I attended a conference in Sacramento for the eleven chapters of NAWBO (National Association of Women Business Owners). Women of all ages were in attendance.  Women who no longer have living mothers, women who are or women who have never been mothers and mentor and care for the younger generation like mothers. In celebration of this […]

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What If: Disability

The Social Security Disability insurance program provides benefits to disabled workers and their dependents. Workers earn benefits coverage by working and paying Social Security Taxes on their earnings. Per the Social Security Administration website, there are 56 Million Americans (1 in 5) live with disabilities.  It is particularly sobering to note that for 20 year

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What if …

When you hear the words “what if”, what comes to mind?  Do you link these words with “possibility” and begin thinking of all the good that comes to mind?  Do you stop thinking entirely, avoiding the thought? Two little words, yet they can be a teacher for how we interpret our thoughts, reactions and life.

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Life’s Uncertainties

Over the years, life’s uncertainties have come into my life personally, or involving family, friends or a work situation.  Having access to information is easier today than ever! Keeping this in mind, I seek your input today.  The link below will take you to a survey.  This survey focuses on two areas: a) Illness/accident and

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Curiosity

We are born curious.  Over time, we learn the value of “answers”.  If answers become more valuable than questions and the inquisitive thought that leads us to asking questions, we may forget how to ask questions. Why is this important?  We now live in a world of information.  Information comes to us from more sources

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Debt and Death

Debt and Death: What Happens? What happens to your debts after you die depend on various factors:  what type of debt is it; what is the marital status; was there a co-signer; is the state of residence a “community property” state; and the specifics of the estate left behind.   Dealing with debt at any time

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Protect Against Tax Identity Theft

It’s that time of year again … tax time!  Assembling what we have earned and spent the year before is upon us to complete the requisite tax filings. Fraudsters seek to enter this season by obtaining names, social security numbers and other personal information to obtain a refund.  If they “beat us to the punch”,

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Departmental Readiness

In your business, have you made plans in case of accidents, illness, incapacity and/or death of key employees?  Working “on the business” vs. “in the business” allows us to establish a game plan to sustain the impact should there be an impact within your business. Part of a business’ growth is the deployment of separate

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