Planning

National Update: Changes Ahead Medicare Supplement Plans and Credit Freezes

As Q4 approaches, there are changes ahead to existing programs for 2019 that may impact you and/or your families.  So we stay on top of what’s happening to consider how best to proceed, let’s take a look at what has been announced thus far. Medicare Supplement Plans  Reuters reported this week that Medicare Supplement Plans […]

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Communication – Synergy is Powerful

In the workforce or at home, do you tend to “go solo” or work as a “team”?  When thinking about communication, how often do you consider the inherent value of combining your thoughts with others to maximize your results? Let’s consider the power of synergy beginning with defining the word.  Merriam Webster defines synergy +

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Communication – It Takes Two

Communication is a something we do everyday.  We chit chat.  We talk.  We listen.  All of this can occur in casual circumstances, in business settings and at times in formal settings. Let’s consider for a minute the differences between listening and hearing.  The sentences below contain both listen and hear and shows the contrast: I listened

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On-going Review

Have you considered a “life review” recently?  How often do you change the oil in your car?  How about your tires?  What about having a medical check-up?  Do you schedule check-ups on a regular basis? It’s become clear that while we may schedule reviews of our physical selves or things we own, we may not

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Who’s on Your Team?

Teams – when you think of a team, what do you think of?  Sports?  Work?  Health?  If I were to ask you about your personal team, what would your response be? We’re going to focus on what you can concentrate on starting today to plan for and assess what you have in place for you

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2018 Business Trends to Watch

For anyone who is in business or does business, keeping up with trends can be exciting and daunting!  Change is underway at lightening speeds.  The issues on my watch list this year and into next year include:  Technological; Geo-political / Trade / Regulatory; Financial;  Shopping, Selling and Advertising, These issues all come into the picture for

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Deductions, Contribution Limits and Summertime!

Making a decision about how many deductions to take from your paycheck is often unclear.  The changes in the tax law for 2018 make this a vital issue for all.  If you withhold too much, you may receive a tax rebate; yet withhold too little and you may owe the IRS at tax time.   Check

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Like a Root Canal

Picture this – a beautiful sunny, warm Southern California late afternoon.  Sitting outside with a client, we were talking about life, business, families.  Out of the blue, I was asked “Why do you do what you do?  It’s like having a root canal”!  Laughter bubbled out of me as I replied, “I guess it makes

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Let’s Get Personal About Care When You Need It

Have you ever been the one who has been the “go to” person for another when they were admitted to a hospital?  Have you ever needed help from someone when you were in the hospital? Today we’ll discuss “Care” – for you or by you. If you haven’t experienced this role as yet, you may

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Contingencies

Contingencies are a topic near and dear to my heart.  Why is a deeply personal reason.  Because it is so much easier to think about, plan for and practice for when we are not immersed in a crisis situation.  After 1st hand experience at home and work, if given a choice, I choose advanced preparation 100

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