Changes to Medicare taking effect in 2025 are on the horizon. Medicare open enrollment started October 15th and goes through December 7th. There’s so much information out there – wow! In this post, I’ll try to highlight the key points and encourage you to talk with experienced insurance brokers to help you sort through what’s […]
2025 Medicare Changes Read More »
September is National Preparedness Month! Living in Southern California, this is my hot week, which means getting the notifications from the WatchDuty fire app I’ve linked here 😟 CalFire sent out Prepare NOW information if you’d like to take a look! They do an amazing job keeping us safe during fire season. For my friends
National Preparedness Month Read More »
In the US, Labor Day will be celebrated on Monday, September 2nd this year. Retirement planning and saving for retirement impacts not only the individual, but the family, the community, and the state of residence. Motley Fool reports in 2024: Image by WOKANDAPIX from Pixabay Employee Impact Less than half of the workforce in the
State Mandated Retirement Plans Read More »
As costs go up, people taking prescription drugs are often squeezed. When the Inflation Reduction Act was signed into law in August 2022 the law made improvements to Medicare by expanding benefits and lowering drug costs. Learn about the new changes announced this week! For the first time, the law provides Medicare the ability to
Prescription Drugs Read More »
In case you haven’t heard, there are some tax provisions set to expire in 2025 if Congress takes no action. August is upon us, and we have four months left in 2024. Take a look at what may expire and prepare accordingly. The Tax Cuts and Jobs Act (TCJA) of 2017, signed into law, is
Tax Provisions Set to Expire in 2025 Read More »
Planning ahead for what life has in store for us provides a good foundation. And … planning is an ongoing necessity! The best laid (and made) plans are impacted by multiple variables and today, I’d like to share a few examples. https://pixabay.com/photos/mouse-figure-love-letter-valentine-3099088 Life Changes Reviewing plans regularly is highly recommended. Especially when there are changes
The Best Laid Plans Read More »
Resistance is a word that has popped up quite a bit for me of late. First, it was the theme of my daily meditation. Then, it was the topic of conversation when discussing 2nd half of the year planning! From the simple to the complex, as humans when we are doing something that matters, resistance
What in the heck does “fund” a Trust even mean? When I first heard this term years back it confused me. Let me attempt to describe this in layperson terms 🌞 FYI, there are times when having a trust can give you a false sense of security. Having a trust is one thing, funding a
I recently received a question asking what to do when a loved one dies whether at home or in a facility. I started researching and learned from the Funeral Consumer Alliance that there are ten states that require a Funeral Director’s involvement – this was news to me. The ten states that require a family
What to do When a Loved One Dies Read More »
As promised last week, this week we’ll dive into the storage of your important documents. This week I explored a product I’ve heard lots about of late and I go into detail about it below. Over the years, I’ve stored my important documents in a large binder and stored them in a fireproof safe. When
Important Document Storage Read More »
